Accountancy
Personal tax for individuals, families, trusts and estates.
- Self assessment & personal tax returns
- Capital gains tax on property & investments
- Inheritance tax & estate accounts
- Trust & estate tax returns
- Residence & international tax
Accountants, financial planners and solicitors for private clients.
Totus One acts for individuals, families and trustees from an office in Clerkenwell. One team handles your tax, your pensions and investments, and your legal affairs.
Accountancy
Financial Services
Legal
Our services
Financial Services
Independent financial planning for individuals and families.
- Lifetime financial planning
- Pensions & retirement income
- Investment management
- Inheritance tax & estate planning
- Family protection
Legal
Private client law, with the tax and financial consequences handled by the same team.
- Wills & lasting powers of attorney
- Probate & estate administration
- Trusts
- Buying & selling your home
- Inheritance & trust disputes
The name
Totus is Latin for whole. A gift to your children has tax, legal and investment consequences. Buying a home changes your tax position, your estate and your will.
Your accountant, financial planner and solicitor at Totus One work from the same record of your affairs.
The Totus One approach
Three
Disciplines under one roof — accountancy, financial services and legal
One
Point of contact for your tax, financial and legal affairs
60+
Combined years of accountancy, financial planning and legal practice
EC1
A London base on the edge of the City, acting for clients UK-wide
How we are different
One team
We plan your tax, your investments and your legal affairs together.
- One set of factsEvery specialist works from the same record of your affairs.
- Fewer handoffsYou explain your situation once.
- Decisions in contextEach decision is checked for its tax, financial and legal effect.
Senior people
Totus One was founded by three practitioners who each lead an established firm. You deal with the founders and their senior specialists.
- Partner-led relationshipsDirect access to the specialists making the decisions.
- Established practicesDecades of accountancy, financial planning and legal practice.
- Plain EnglishAdvice written in the language you use.
The founding partners
Each partner heads one discipline.
Accountancy
Andy Jackson
Head of Accountancy
Founder of Buzz Accounting, Practice Group and Founder Capital, Andy has built businesses across accountancy, fintech, private equity and e-commerce. He brings the discipline of a COO, the mindset of a founder and the connections of an investor — and a conviction that most businesses aren't broken, they're just leaking time and money.
Founding partner · Totus One
Financial Services
Vince De Stefano
Head of Financial Services
An independent financial planner advising individuals and families on pensions, investments, protection and inheritance.
Founding partner · Totus One
Legal
Robert Festenstein
Head of Legal
A solicitor who has led his own SRA-regulated practice for over two decades, specialising in disputes and insolvency.
Founding partner · Totus One
Who we act for
Individuals & families
Personal tax, financial planning and the wills, powers of attorney and trusts behind them, as one plan for the household.
People approaching or in retirement
Pension and investment income, the tax on drawing it, and the wills and powers of attorney that go with it.
Executors, trustees & attorneys
Estate administration, trust accounts and tax returns, and advice on the duties of the role.
Homeowners
Buying, selling and gifting homes and second homes, with capital gains, stamp duty and inheritance tax planned before completion.
People moving to or from the UK
Residence and tax for people arriving in or leaving the UK, with assets and estates in more than one country.
Senior professionals & executives
Higher-rate tax, pension allowances and share awards in your personal tax affairs.
Examples of joint advice
The solicitors handle probate and any deed of variation. The accountants prepare the inheritance tax return and the estate's tax returns. The planners invest what the family receives.
The planners model retirement income from pensions, investments and property. The accountants plan the tax on each withdrawal. The solicitors put wills and lasting powers of attorney in place.
The accountants work out the inheritance tax. The planners test a gifting and investment plan against it. The solicitors draft the wills, powers of attorney and any trusts.
First conversation
A no-obligation conversation about you, your family and your affairs.
Review
We review your tax, investments and legal documents together and set out where they affect each other.
One plan
A single plan led by the right specialists, with scope and fees agreed in writing.
Ongoing advice
We review the plan each year and when your circumstances change.
Insights
Financial Services
Inheritance tax: how it works and how to plan for it
How UK inheritance tax works in 2026/27: the £325,000 nil-rate band, the £175,000 residence nil-rate band, the 40% rate…
Financial Services
Pensions and inheritance tax from April 2027
From 6 April 2027 most unused pension funds will be included in the estate for UK inheritance tax. What is changing, wh…
Legal
Making a will: what to include and when to update it
How to make a valid will in England and Wales, what it should cover, including executors, guardians, gifts and trusts,…
Common questions
What does Totus One do?
Totus One is a private client firm. Accountancy, financial planning and legal advice come from one partner-led team.
Do I have to use all three services?
No. You can engage one discipline, and many clients start with one.
Are you regulated?
Yes. Financial advice is given by FCA-authorised advisers and legal services by SRA-regulated solicitors. Details are in our legal and regulatory notice.
Where are you based, and who do you act for?
Our office is at 1-2 Charterhouse Mews in Clerkenwell, London EC1. We act for individuals, families, trustees and executors across the UK.
How do your fees work?
Scope and fees are agreed in writing before any work begins. Work that involves more than one discipline is priced in one proposal.